Healthcare Gap Solutions

/Healthcare Gap Solutions

As healthcare cost increases and coverage decreases, a gap is created. What now?

3 Things You Can Learn About Health Benefits from the Pumpkin Spice Latte

To me, the worst thing about August is that it pretty much gets skipped right over. By now, people are tired of the heat and are craving the relief of the crisp fall air and their cozy sweaters. Believe it or not, I’ve already seen Halloween decorations decking the shelves of my local grocery store. [...]

What to Pack for Your Benefits Picnic

We’ve reached the middle of summer, which means there are only a few more months until brokers begin heading back into the busiest benefits season. Evaluating current plans, introducing new ones, crafting benefits structures that meet the cost and coverage needs of employers. It’s all just around the corner. But for now, it’s still summer. [...]

Rock the Boat: A Call for Bold Brokers

In an era where one-size-fits-all dominate the health insurance market (even though we all know one size so evidently does not fit all), it’s clear that to have a successful benefits structure, you’ve got to break out of that mold. Pull Ahead of the Fleet With unemployment rates down, job opportunities booming, turnover rates rising [...]

Flexible Coverage: See the Difference

When it comes to health expenses and needs, everyone is different. So based on your health stage, life stage and family, the amount and kind of coverage you’ll need is going to vary. Unfortunately, one-size-fits-all primary plans aren’t built to handle these variances. This leaves gaps and holes in coverage because primary plans lack the [...]

June Webinars for Brokers

At Armada, we strive to help brokers get to know us better, as well as learn about the benefits industry. One way we do this is by offering live webinars that you can attend via the Internet! We typically hold at least two 30-minute webinars a month, but June’s webinar schedule is especially packed with [...]

Gap Plans and Benefits Bundling

As premiums and deductibles continue to rise and coverage gaps grow in size, the challenge for both employers and brokers alike is finding a way to mediate these mounting cost issues. The answer may lie in the strategy. Reactive vs. Proactive More often than not, gap plans are an after-thought. They are added into a [...]

Customization in a One-Size-Fits-All Market

What are most people looking for in their health benefits? Coverage that will truly support their specific health needs. The challenge, if you choose to accept it, is figuring out how to provide that kind of support with today’s one-size-fits-all primary plans that dominate the market. Quick Definition Time One-size-fits-all plans: Health plans that provide [...]

Defining Supplemental: The Hard-Hitting Questions

We’ve talked a lot about supplemental on our blog (here, here and here, for instance), but out in the market, we’ve noticed some confusion surrounding what supplemental actually means. A simple Google search won’t result in a very concrete definition, so we at Armada have taken it upon ourselves to answer the question of all [...]

Employees and HDHPs

Our Director of Sales recently talked a lot about high deductible health plans (HDHPs) and how the shift to these types of plans is forcing employees to shoulder a lot more of the health expenses. Here’s a quick recap: Premium increases are causing employers to make the shift to HDHPs to lower the cost of [...]

Roses are Red, Violets are Blue, I’m Tired of Rising Healthcare Costs, How ‘Bout You?

While others may have enjoyed a nice Valentine’s Day with friends or loved ones yesterday, your mind is other places. That’s because you know there’s no money left for chocolate and flowers thanks to all these rising health costs! February is the time when you’re starting to feel the effects of high deductible health plans [...]

February 15th, 2017|All, Health & Business, Healthcare Gap Solutions|0 Comments