As healthcare cost increases and coverage decreases, a gap is created. What now?
While others may have enjoyed a nice Valentine’s Day with friends or loved ones yesterday, your mind is other places. That’s because you know there’s no money left for chocolate and flowers thanks to all these rising health costs! February is the time when you’re starting to feel the effects of high deductible health plans [...]
It’s officially 2017, and the question on everyone’s mind is, “What is going to happen with healthcare?” The impending change in presidency has brought much uncertainty to the industry, specifically regarding the Affordable Care Act (ACA). While experts continue to speculate what will shift and how to plan and prepare, we wanted to take this [...]
Employees expect their healthcare insurance plans to protect them by providing coverage for health expenses when they need it. Otherwise, they wouldn’t be able to pay for treatment and would be either left unhealthy (due to being unable to receive the treatment) or in serious debt (due to having the treatment despite not being able [...]
In a recent post, we covered the value of an insured product versus something that may act similarly, but is not technically insurance. You can read the details here, but in short, insurance delivers much greater value because of its ability to ebb and flow. We also explained that while primary insurance plan premiums are [...]